Deposit Methods at Legal US Online Casino Sites

There’s no question that the online betting and gambling industry in the USA has largely moved online. There’s an online casino or a bookie around every corner, offering services to US players legally. They can play casino games and bet on sports with real money, and there are numerous casino deposit methods for that purpose. Using a real money casino app has made it easier than ever for players to access their favorite games on the move.

If you’re not familiar with the concept of deposits and withdrawals, this guide is for you. In the simplest terms, you can play games with real money or bet online only by using a variety of online payments. The regulated US online and mobile gambling market offers plenty of advantages over playing at offshore sites. Apart from the fact that it’s licensed, legit US online casinos accept top payment method options including PayPal, Neteller, Skrill, bank account transfers, Venmo, Amex, and more.

Online banking is surely one of the most popular payment methods, yet e-wallets are more convenient. Plus, they don’t require you to share your bank account details, which is something players and bettors love. In this guide to online casino deposit methods, we’ll show you the best payment options you can use in casinos for your needs and how to play at the best gambling sites in the USA.

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How to Deposit at Online Casinos

Using casino payment methods to make transactions online is not nearly as hard as some players might think. Online casino deposits are completed in seconds these days and the process is fairly simple. Unlike in the past, many banks allow their players to use their bank account for gambling online. Plus, each payment method is 100% safe and legit to use, so you don’t need to worry about doing something illegal.

While each online payment platform does things on its own, there are a few differences between depositing at sportsbooks and casinos. The good news is that they accept common payment solutions, ranging from online bank transfers to e-wallets and beyond. Some will even accept cryptocurrencies as a way to deposit funds to your account. You can check our list below to learn what the top online casino payments are.

As soon as you join a casino or a sportsbook, the next step is to deposit real money. This will allow you to play for real money and get fair returns. Instant deposits are common for each casino deposit method, and you shouldn’t settle for less. The whole process is usually completed from the Cashier/Payments page, and is quite easy to complete.

Well, at least they are at the online gambling sites we recommend. Our list features top casinos and bookies with a wide range of banking methods accepted, allowing you to fund your account in an instant and play.

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Registration Stage

Before you start making online transactions, you should sign up with a casino first. Non-members won’t be able to fund their accounts, as each one is linked to verified casino accounts. Many online casinos have made depositing money a breeze thanks to handy guides that will walk you through the process even if you’re new.

Keep in mind that the most popular payment methods can be used to claim bonuses. Bonuses and promos are among the top reasons why players join online gaming sites today. Not every payment system will qualify for a bonus, but if you use a banking account or the top-rated methods, you should be fine. Before you can collect casino winnings from a bonus, you will have to wager the funds a certain number of times.

If you’re using the best casino payment methods such as Neteller, Skrill, or PayPal, keep in mind that you need to create a profile there first. You will then link that account to the casino in order to send money. Michigan, New Jersey, West Virginia, Pennsylvania, and Connecticut are the only legal states for online gambling. To play games or deposit, you must be present in any of these.

Deposit Options by Legal US Operator

Method/Operator BetMGM Payments Caesars Payments FanDuel Payments Borgata DraftKings Payments 888
Credit/Debit Cards x x x x x x
PayPal /  x  x x x x
Skrill/Neteller / / / x / /
Bank Transfer x x x x x x
Prepaid Cards / x / x x x
Cash at Cage / x / / x x
Venmo / / x / / /
ACH / / x / / /
Gift Cards / x / x x x
PayNearMe / x x x x /
Apple/Google Wallet x x / / / x

You can learn more about all these online casino deposit methods below. Each one is legit and very easy to use. Of course, each payment method will have different limits and processing times. By processing times, we mostly mean withdrawals, as deposits are all instant. Online casino players get to deposit with numerous fantastic payment service options at our recommended online casinos, including via the PointsBet Casino banking methods.

If you don’t know where to start, read our guide and choose the best banking options.

Debit and Credit Card Payments

Deposits and withdrawals via MasterCard, Visa, or Amex are a mainstay in US online casinos. These banking options give players safety that rivals bank account transfers, but work faster. Since they’ve been used for online purchases for a while and they’re accepted globally, credit and debit cards are among the most popular payment methods at online gambling sites.

Depositing via any is easy, but in most cases requires a bank account. The biggest US banks have made deals with these companies, allowing you to fund your casino account with ease and no fees.

Casinos accepting Debit/Card Deposits

As mentioned earlier, the simplest way to make deposits and withdrawals in legit US casinos is via Visa or MasterCard. All the major online casinos accept both, like FanDuel Casino, DraftKings, and BetMGM, and you can easily snag one of these cards from your local bank. It’s the simplest online payment system to use, whether you own a Visa card or a MasterCard.

Most online casinos will accept American Express too. Between these three online casino gambling solutions, you can make easy and safe casino deposits in seconds.

Visa - Credit Card

PayPal Online Casino Deposits

E-wallets are the favorite payment method at many online casinos. Sure, one could argue that Visa and MasterCard take the crown, but e-wallets such as PayPal for casino deposits have an ace in their sleeve. They don’t require bank accounts.

Plus, they’re a safe and secure online banking solution and accepted by the biggest gaming sites, such as Caesars Casino. To send money via PayPal is as easy as 1-2-3. The digital wallet company collaborates with reputable online casinos, so when you come across a site that accepts PayPal, you don’t need to worry about the legal side of things.

Online casinos that accept PayPal Deposits

As mentioned, PayPal is very picky about who it works with. It’s an online payment method that’s accepted by the top casinos, including Borgata, FanDuel, and DraftKings Casino. It’s one of those banking options that’s a great pick for US players.

The best thing about it is that it’s also eligible for nearly any deposit bonus you come across, with as low as $5 minimum online casino deposits.

Paypal Casinos

Venmo

While not many online casinos accept Venmo as a payment method, the biggest ones do. You can use it to fund your casino accounts easily as it’s a subsidiary of PayPal. This effective online payment method can be used at the biggest casinos including FanDuel, and is one of the most popular payments options at each online casino site.

Casinos accepting Venmo Deposits

As a PayPal subsidiary, the majority of online casinos that accept Venmo are fully legit to use. You can make easy payments via your credit and debit card or your bank account, all completed in seconds.

Venmo is as safe and secure as it gets, although some players are disappointed since you must share your banking details when making Venmo deposits.

Venmo online casinos US

Casino Gift Cards

You know how gift cards work, right? They’re just what they say it is, even if we don’t buy these prepaid card services as gifts that often. For example, PlayStation players often buy gift cards to fund their wallet and buy all the newest games. It’s similar in the best online casinos in the USA.

While not all online casinos accept gift cards, the biggest ones do. The only drawback to this payment method is that it’s limited, so it may not be suitable for high rollers. Other than that, we’re glad the online gambling industry accepts gift cards for funding casino accounts.

Which casinos have Gift Cards for deposits?

Once again, not all casinos accept gift cards as a way to deposit money. They work for most purchases online, but funding your casino account is not that simple with gift cards.

Caesars Casino, DraftKings, Borgata, and 888 casino all accept it among their casino payment methods. This is great to know for new players who aren’t willing to spend a lot of cash right away. Players can purchase gift cards for DraftKings, FanDuel, Caesars, and a few other casinos at various physical stores, or order them online.

Gift Card Casinos

Online Casino Prepaid Cards

Similar to gift cards, prepaid cards are an online payment solution that keeps your bankroll in check. For example, their deposit limits may range from $10 to $100, which isn’t precisely what high roller online casino accounts are hoping for.

However, they’re as safe as it gets since you won’t be sharing your banking details. You can send money to your casino account in seconds as soon as you enter the PIN provided on the card.

Exclusive Casino Sites’ Prepaid Cards

DraftKings, Borgata, and 888 Casino all accept prepaid cards as a way to fund your online casino account. Make sure that you’re registered for the specific service before you deposit money to the casino.

Of course, there are prepaid cards you can buy anonymously from retail and online stores and fund your account to play casino games without anyone knowing your identity.

PaysafeCard Casinos

Cash at the Casino Cage

Why record credit or debit cards transactions when you can just fund your account via casino cage? This online casino deposit method isn’t as special as PayPal, for example. It’s a bit slower too, since you’ll be going to a partnering casino in order to fund your online casino account with cash.

However, many players prefer it to other online casino payment methods. Those who like spending cash instead of using their plastic cards will rather deposit via casino cage.

Casinos accepting cash deposits

Caesars, DraftKings, and 888 all accept casino cage deposits as a way to fund their players’ online casino accounts. It’s one of the safest casino deposit methods you can use, since paying in cash is untraceable. Of course, depending on the online casino, you may be asked to confirm your identity. That can be done when you are visiting the casino’s physical location, where you will also be asked to provide your online casino account details.

Skrill/Neteller Payments

Skrill and Neteller are among the most popular online payment methods in European casinos. The USA is warming up to both payments too, as they accept a variety of currencies and can be used in most online casinos.

These online payments solutions offer instant deposits and fairly fast withdrawals. They’re both 100% legit and safe to play casino games with, and give you a chance to make an online casino deposit in seconds. Many online casinos partner with these eWallets to secure promo deals for players employing them for their deposits. They come with slightly higher fees than PayPal, but they are quite gambling centric.

Casino accepting Neteller or Skrill deposits

The Neteller/Skrill online payments combo is still not widely accepted in the USA. However, due to elite gambling sites such as Borgata accepting it, we believe they’ll be among the most common online casino payment methods for US players before too long.

NETELLER Casinos

Online Bank Transfers

Online bank transfers have succeeded good ol’ bank account payments online. It was the next logical step in the evolution of online casino sites, allowing players to deposit securely and safely straight from their bank account. Of course, each online casino is free to determine the banks it will work with, so check if yours is on the list.

This is the safest deposit method as banks are notoriously stingy when it comes to data protection (as they should be). Online bank transfers can be used for both deposits and withdrawals.

Casino sites with Bank Transfer deposit method

Any reputable casino, with the exception of crypto casinos, should have online banking among the online casino deposit methods. That’s the case with Caesars, BetMGM Casino, FanDuel, and DraftKings, where you can play casino games easily with one of the top deposit methods.

Bank Transfer Casinos

Paper and Instant eCheck (ACH)

Short for Automated Clearing House, ACH is an e-payment system that allows the retailer or online casino to use the clients’ credit and debit savings, but not without prior permission. It’s not among the most popular casino deposits, but some players like to use it.

It’s as bulletproof as banking methods, and is directly linked to your banking account.

Online casinos accepting Check deposits

The list of online casinos in the USA that accept this online casino deposit method is low. You can make ACH casino deposits at FanDuel and 888, with more casinos possibly signing up for it in the future.

ACH Casino Payments

PayNearMe Casino Deposits

PayNearMe is a unique casino deposit method that allows online casino players to pay cash and send money to their casino of choice via retail stores. To use it to make a casino deposit, choose PayNearMe from the list of options, then see the closest retail stores where you can send money.

It’s similar to bank wire transfers from the past and a bit outdated, if you ask us. However, the deposit limits for this payment method might be higher, drawing the attention of high rollers.

Casino sites with PayNearMe deposits

Surprisingly, PayNearMe is one of the most popular online casino deposit methods in US casinos. You can PayNearMe at FanDuel Casino, Draftkings, or Borgata Casino. It’s especially popular among players that prefer to play on the go, as they can deposit money from stores such as 7 Eleven.

PayNearMe Casino Locations

Google/Apple Pay Deposits

If you’re one of those fancy tech people that use their phones to pay for anything, Google and Apple Pay’s casino wallets are the next great thing. These unique deposit methods work just as great as online banking, especially if you have a banking account ‘attached’ to them.

These payment methods give us a glimpse into the future of casino deposits. They are highly recommended by casino experts for online casino players that play via their phones. They can use it as a mobile app payment method, paying and playing from their phones.

Online casinos to pay with Google or Apple Wallet

Not all online casinos have Google and Apple Pay on their list of casino deposit methods. You can use them at Golden Nugget Casino, Caesars, and 888, and we’re sure more casino sites will have this online payment solution added to their list soon.

Apple Pay Casinos

How to Withdraw Money from Online Casinos

Funding your casino account is one thing, withdrawing winnings is another. Players can make instant deposits, but things aren’t that simple for withdrawals. They are usually slower and have different limits. Plus, not all deposit methods are often available for withdrawal too, complicating matters further.

Before you can make a withdrawal, it is highly recommended you go through the KYC account verification procedure. Online casino players should do this after the registration process. The documents most casinos require is a copy of your bank accounts, copy of a document with your name and address, and possibly mobile phone verification too.

KYC checks are common in 2022 and usually completed in around 24 hours.

US Casino Deposit Options FAQs

How to receive online casino refunds for deposits?

Refunds are a bit problematic and will most likely include your preferred payment service besides the casino. If you’ve made a mistake and you want a refund, it’s best to talk to the customer support team for more information about the process on different deposit methods.

Why won’t MasterCard allow casino deposits?

Casino players can use both Visa and MasterCard to fund their casino accounts. However, banks are not particularly fond of being used as casino deposit methods, and might block these payments in some states. This is not an issue with MasterCard. If your payment has been blocked, it’s the bank blocking the MasterCard transaction in the first place.

How much do you need to pay for MGM match deposits?

That depends on the deposit bonus itself. Make sure to read the terms and conditions to learn the wagering requirements and how to withdraw your winnings. Keep in mind that not all payment methods will be available for match bonuses. You might be able to claim them with a debit card or wire transfer, but not with Skrill, for example. The welcome offer when using the BetMGM Casino bonus code requires a $10 deposit at the minute.

Which online casino accepts Skrill deposits?

Nearly any casino site accepts Skrill and Neteller deposits. Both are among the most popular payment solutions for online gambling, with a solid minimum deposit limit and high withdrawal limits too.

How do deposits to an online casino appear on my card bill?

That depends on the card you’re using. In states where online gambling is legal, transactions will show as online casino deposits or as the name of the operating company of the casino, i.e. DKNG.

Which online casino will accept $10 deposits?

The minimum deposit limit in most online casinos these days is $10. Some may keep the deposit limit lower, others may go higher, but $10 is the sweet spot.

Which casino deposit methods have fees?

Most online casinos won’t charge any fees on deposits. However, your payment provider might. Neteller and Skrill have fees you should be aware of. The good news is that a casino site will surely mention if there are any fees you should check with your payment provider.

Online banking, for example, is fee-free, just like Apple or Google Pay.

Which is the fastest deposit method to use at a casino?

Most payment solutions aside from wire transfers offer instant deposits. If your money is not showing up after a few minutes, you should get in touch with the payment provider. With that being said, we’d mention PayPal, Neteller, and Skrill as the fastest casino deposit methods in 2022.

Do online casino sites accept Credit Card deposits?

Yes, nearly all online casinos accept credit cards for both deposits and withdrawals. However, these casino deposit methods might be going to history soon with many groups pushing for their removal as a payment method due to problem gambling.

Are there casino sites accepting PaySafeCard deposits?

Yes, PaySafeCard is accepted in nearly all casinos that accept prepaid cards. It’s among the best casino deposit methods for new players since it has a cap you can’t get over.

Which are the best Neteller casino sites in New Jersey?

Borgata is the absolute best NJ mobile casino that has Neteller on the list of casino deposit methods.

Mobile US Casinos
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